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	<title>North Coast Life Insurance</title>
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	<link>http://blog.nclife.com</link>
	<description>Passionate about LIFE Insurance and helping you make confident decisions...</description>
	<lastBuildDate>Mon, 14 May 2012 17:50:08 +0000</lastBuildDate>
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		<item>
		<title>Mother&#8217;s are the Best!</title>
		<link>http://blog.nclife.com/insurance/mothers-are-the-best/</link>
		<comments>http://blog.nclife.com/insurance/mothers-are-the-best/#comments</comments>
		<pubDate>Fri, 11 May 2012 17:41:41 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News]]></category>
		<category><![CDATA[Love]]></category>
		<category><![CDATA[mom]]></category>
		<category><![CDATA[mom's are wonderful]]></category>
		<category><![CDATA[mother's day]]></category>
		<category><![CDATA[thank you mom]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1942</guid>
		<description><![CDATA[Many of the most ingenious moves made by Moms, take place when the only witnesses are the kids – so no gratifying Woo-Hoo, Thumbs-ups or Job well done. Well today North Coast Life is here to recognize all of Mom&#8217;s superpowers. All the many, many messes and meltdowns that didn&#8217;t happen because of a wonderful [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/mothers-are-the-best/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lilac Bloomsday Run 2012</title>
		<link>http://blog.nclife.com/insurance/lilac-bloomsday-run-2012/</link>
		<comments>http://blog.nclife.com/insurance/lilac-bloomsday-run-2012/#comments</comments>
		<pubDate>Thu, 03 May 2012 21:59:04 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Local News/Events - Spokane, WA]]></category>
		<category><![CDATA[Bloomsday]]></category>
		<category><![CDATA[Spokane]]></category>
		<category><![CDATA[Spokane Lilac Bloomsday Run]]></category>
		<category><![CDATA[World's Largest Foot Run]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1929</guid>
		<description><![CDATA[Let the carbo-loading begin&#8230; A local favorite event will be celebrated this weekend in Spokane, WA. Lilac Bloomsday Run (aka: Bloomsday) – held on the first Sunday of every May since 1977.  One of the largest foot races in the world with over 40,000 participants each year&#8230; that number peaked to over 61,000 in 1996. [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/lilac-bloomsday-run-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is your Retirement Savings Hidden?</title>
		<link>http://blog.nclife.com/insurance/is-your-retirement-savings-hidden-away/</link>
		<comments>http://blog.nclife.com/insurance/is-your-retirement-savings-hidden-away/#comments</comments>
		<pubDate>Mon, 16 Apr 2012 23:46:33 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Annuities]]></category>
		<category><![CDATA[Annuity]]></category>
		<category><![CDATA[hiding your money]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[saving for retirement]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1919</guid>
		<description><![CDATA[Hidden away life savings&#8230; Where is your Retirement Money? Would you answer: Mattress, cookie jar, in a coffee can buried in the back yard&#8230; or would you say it&#8217;s in Investments, 401k and/or annuities. No doubt there are many different possibilities an individual can utilize for saving money. Learning all your options before choosing an [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/is-your-retirement-savings-hidden-away/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Anonymous Hacker Group in Spokane?</title>
		<link>http://blog.nclife.com/insurance/anonymous-hacker-group-in-spokane/</link>
		<comments>http://blog.nclife.com/insurance/anonymous-hacker-group-in-spokane/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 17:41:17 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Local News/Events - Spokane, WA]]></category>
		<category><![CDATA[anonymous]]></category>
		<category><![CDATA[Bloomsday]]></category>
		<category><![CDATA[hacker group]]></category>
		<category><![CDATA[Riverfront Park]]></category>
		<category><![CDATA[Spokane]]></category>
		<category><![CDATA[washington state]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1907</guid>
		<description><![CDATA[Today in in our Great City of Spokane, WA. It looks as though Legendary hacker group Anonymous is either making a visit or are living among us. The Riverfront Park Bloomsday running sculpture &#8211; displaying the Anonymous mask. This sculpture is directly in front of City Hall. So is this a statement for our great [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/anonymous-hacker-group-in-spokane/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Little Easter Candy History</title>
		<link>http://blog.nclife.com/insurance/a-little-easter-candy-history/</link>
		<comments>http://blog.nclife.com/insurance/a-little-easter-candy-history/#comments</comments>
		<pubDate>Fri, 06 Apr 2012 18:33:30 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News]]></category>
		<category><![CDATA[Candy]]></category>
		<category><![CDATA[easter]]></category>
		<category><![CDATA[history]]></category>
		<category><![CDATA[hot cross buns]]></category>
		<category><![CDATA[pretzels]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1900</guid>
		<description><![CDATA[Easter one of the most important holidays in Christianity, celebrating the resurrection of Christ. Has a secular celebration marking the arrival of spring. On Easter Sunday many of us enjoy celebrating with candy filled baskets and Easter egg hunts. A fun fact I came across was&#8230; Easter is second top-selling candy holiday just after Halloween? [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/a-little-easter-candy-history/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Naming your Estate as Beneficiary &#8211; life insurance mistake #10</title>
		<link>http://blog.nclife.com/insurance/naming-your-estate-as-beneficiary-life-insurance-mistake-10/</link>
		<comments>http://blog.nclife.com/insurance/naming-your-estate-as-beneficiary-life-insurance-mistake-10/#comments</comments>
		<pubDate>Fri, 30 Mar 2012 18:42:10 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Life Insurance Mistakes]]></category>
		<category><![CDATA[beneficiary]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[Planning]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1811</guid>
		<description><![CDATA[Beneficiary Designation Mistakes you don&#8217;t want to make&#8230; A beneficiary is the person or entity that receives the proceeds of the life insurance policy when the insured person dies. In most states, naming an estate as beneficiary of your life insurance proceeds, brings an unpleasant fate to those benefits. When proceeds become part of the [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/naming-your-estate-as-beneficiary-life-insurance-mistake-10/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Daylight Savings&#8230;</title>
		<link>http://blog.nclife.com/insurance/daylight-savings/</link>
		<comments>http://blog.nclife.com/insurance/daylight-savings/#comments</comments>
		<pubDate>Fri, 09 Mar 2012 19:54:01 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News]]></category>
		<category><![CDATA[2012]]></category>
		<category><![CDATA[change the clock]]></category>
		<category><![CDATA[daylight savings]]></category>
		<category><![CDATA[march 11]]></category>
		<category><![CDATA[spring]]></category>
		<category><![CDATA[spring ahead]]></category>
		<category><![CDATA[spring forward]]></category>
		<category><![CDATA[time]]></category>
		<category><![CDATA[time change]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1800</guid>
		<description><![CDATA[  Don&#8217;t forget to Spring ahead this weekend. We are looking forward to Spring and warmer days ahead. A friendly reminder to change your clocks Sunday, March 11, 2012.  We know you don&#8217;t want to start off Spring on a bad note by showing up late on Monday morning.  ]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/daylight-savings/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Final Expense Life Insurance?</title>
		<link>http://blog.nclife.com/insurance/why-final-expense-life-insurance/</link>
		<comments>http://blog.nclife.com/insurance/why-final-expense-life-insurance/#comments</comments>
		<pubDate>Thu, 01 Mar 2012 22:44:36 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Final Expense]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[burial insurance]]></category>
		<category><![CDATA[Family Protection]]></category>
		<category><![CDATA[peace of mind]]></category>
		<category><![CDATA[simplified underwriting]]></category>
		<category><![CDATA[Whole Life Insurance]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1775</guid>
		<description><![CDATA[&#60;&#60; click image for your FREE printable Final Expense brochure. Why final expense life insurance? In a nutshell&#8230; Final Expense Life Insurance is all about freeing your family and loved ones from the expenses they acquire at the time of your death. For many of us, this is one of the most distasteful subjects to [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/why-final-expense-life-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is an Annuity?</title>
		<link>http://blog.nclife.com/insurance/what-is-an-annuity/</link>
		<comments>http://blog.nclife.com/insurance/what-is-an-annuity/#comments</comments>
		<pubDate>Thu, 23 Feb 2012 22:33:32 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[401k]]></category>
		<category><![CDATA[Annuities]]></category>
		<category><![CDATA[Retirement and Estate Planning]]></category>
		<category><![CDATA[Annuity]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[money growth]]></category>
		<category><![CDATA[nest egg]]></category>
		<category><![CDATA[north coast life insurance]]></category>
		<category><![CDATA[Retirement Income]]></category>
		<category><![CDATA[roll 401k]]></category>
		<category><![CDATA[smart money]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1737</guid>
		<description><![CDATA[An annuity is a type of insurance product that can provide income you cannot outlive. Generally used as part of a retirement strategy, annuities are able to provide a steady stream of income, making it a popular choice among investors. Here’s how an annuity works: Make an investment into an annuity and in-turn you receive [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/what-is-an-annuity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Valentines Day 2012</title>
		<link>http://blog.nclife.com/insurance/valentines-day-2012/</link>
		<comments>http://blog.nclife.com/insurance/valentines-day-2012/#comments</comments>
		<pubDate>Tue, 14 Feb 2012 20:05:40 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[NCL News]]></category>
		<category><![CDATA[Gift of Love]]></category>
		<category><![CDATA[happy valentines day]]></category>
		<category><![CDATA[Love]]></category>
		<category><![CDATA[Valentines Day]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1728</guid>
		<description><![CDATA[ February &#8211; the month of LOVE. Many converge on the jewelry stores, florist shops and the nearest chocolate outlets to pick out that special something for their special someone. Although there is no denying that a bouquet of reds,pinks &#38; whites or a box of sparkle is always welcome, there is a GIFT that can [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/valentines-day-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Believing your Group Life Insurance Policy is portable &#8211; life insurance mistake #9</title>
		<link>http://blog.nclife.com/insurance/9-life-insurance-mistakes-%e2%80%93-thinking-you-can-take-your-group-life-insurance-policy-with-you-when-you-change-jobs/</link>
		<comments>http://blog.nclife.com/insurance/9-life-insurance-mistakes-%e2%80%93-thinking-you-can-take-your-group-life-insurance-policy-with-you-when-you-change-jobs/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 19:12:10 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Life Insurance Mistakes]]></category>
		<category><![CDATA[change jobs]]></category>
		<category><![CDATA[Employer Sponsored life insurance]]></category>
		<category><![CDATA[group life insurance]]></category>
		<category><![CDATA[portable policy]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1714</guid>
		<description><![CDATA[In most cases, group life insurance purchased through your employer is NOT portable. Meaning if an employee leaves their place of employment, he/she more than likely will also leave the Life Insurance Protection behind. There is a way around this&#8230; Own an Individual Life Insurance Policy purchased through an insurance agent or financial professional. When [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/9-life-insurance-mistakes-%e2%80%93-thinking-you-can-take-your-group-life-insurance-policy-with-you-when-you-change-jobs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Failure to have an Annual Policy Checkup &#8211; life insurance mistake #8</title>
		<link>http://blog.nclife.com/insurance/8-life-insurance-mistakes-failure-to-have-an-annual-policy-checkup/</link>
		<comments>http://blog.nclife.com/insurance/8-life-insurance-mistakes-failure-to-have-an-annual-policy-checkup/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 22:39:05 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Life Insurance Mistakes]]></category>
		<category><![CDATA[financial protection]]></category>
		<category><![CDATA[policy checkup]]></category>
		<category><![CDATA[responsibility]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1703</guid>
		<description><![CDATA[Problems occur when a policy is purchased, and payments are continually provided without ever making sure the policy continues to meet present day needs.   An astounding number of policies are payable to ex-spouses or others whom the insured would NOT have wanted to receive the proceeds. Children born after a policy was purchased are often [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/8-life-insurance-mistakes-failure-to-have-an-annual-policy-checkup/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Year &#8211; New Inspiration</title>
		<link>http://blog.nclife.com/insurance/new-year-new-inspiration/</link>
		<comments>http://blog.nclife.com/insurance/new-year-new-inspiration/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 19:34:46 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[NCL News]]></category>
		<category><![CDATA[2012]]></category>
		<category><![CDATA[New Year]]></category>
		<category><![CDATA[spend money wisely]]></category>
		<category><![CDATA[transform your life]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1668</guid>
		<description><![CDATA[The start of a new year – give&#8217;s many of us inspiration to rid ourselves of all the bad habits we have accumulated and do better for ourselves and others. The annual time to reflect on changes we want (or need) to make, and resolve to follow through on these changes. Here are the Top [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/new-year-new-inspiration/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Happy New Year &#8211; 2012 !!!</title>
		<link>http://blog.nclife.com/insurance/happy-new-year-2012-2/</link>
		<comments>http://blog.nclife.com/insurance/happy-new-year-2012-2/#comments</comments>
		<pubDate>Fri, 30 Dec 2011 20:56:52 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News]]></category>
		<category><![CDATA[2012]]></category>
		<category><![CDATA[celebration]]></category>
		<category><![CDATA[Happy New Year]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1662</guid>
		<description><![CDATA[North Coast Life Home Office will close Friday, 12/30/11 at 2:30pm and all day Monday 1/2/12. We look forward to seeing you in the New Year, and at the same time providing you with expert knowledge and products for your financial and life insurance needs.   North Coast Life Insurance Company. ]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/happy-new-year-2012-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Giving Spirit all year long&#8230;</title>
		<link>http://blog.nclife.com/insurance/giving-spirit-all-year-long/</link>
		<comments>http://blog.nclife.com/insurance/giving-spirit-all-year-long/#comments</comments>
		<pubDate>Fri, 23 Dec 2011 19:37:39 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News]]></category>
		<category><![CDATA[challenge]]></category>
		<category><![CDATA[giving spirit]]></category>
		<category><![CDATA[happy chanukah]]></category>
		<category><![CDATA[happy hanukkah]]></category>
		<category><![CDATA[Happy Holidays]]></category>
		<category><![CDATA[Merry Christmas]]></category>
		<category><![CDATA[resolution]]></category>
		<category><![CDATA[season greetings]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1640</guid>
		<description><![CDATA[Wouldn&#8217;t it be amazing if the Giving Spirit was practiced all year long? For Christmas every year the North Coast Life Insurance home office pulls names for our gift giving. The fun part is the twist to our gift giving&#8230; the persons name in which you pick receives a toy from you. This toy usually [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/giving-spirit-all-year-long/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are You Providing Protection for Your Child&#8217;s Future?</title>
		<link>http://blog.nclife.com/insurance/are-you-providing-protection-for-your-childs-future/</link>
		<comments>http://blog.nclife.com/insurance/are-you-providing-protection-for-your-childs-future/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 19:54:54 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Term Life Insurance]]></category>
		<category><![CDATA[Whole Life Insurance]]></category>
		<category><![CDATA[child]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Family Protection]]></category>
		<category><![CDATA[kids]]></category>
		<category><![CDATA[protecting children]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1632</guid>
		<description><![CDATA[As a parent, it is important you understand your options when it comes to protecting your children. Actively protecting your children is a full time job and is not limited to making sure they have their helmet on when bike riding and understanding it is not okay to talk with strangers. It also means if [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/are-you-providing-protection-for-your-childs-future/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>The Unforgettable Gift&#8230;</title>
		<link>http://blog.nclife.com/insurance/the-unforgettable-gift/</link>
		<comments>http://blog.nclife.com/insurance/the-unforgettable-gift/#comments</comments>
		<pubDate>Fri, 02 Dec 2011 22:59:35 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Term Life Insurance]]></category>
		<category><![CDATA[Whole Life Insurance]]></category>
		<category><![CDATA[Children]]></category>
		<category><![CDATA[christmas gift]]></category>
		<category><![CDATA[Final Expense]]></category>
		<category><![CDATA[gift life insurance]]></category>
		<category><![CDATA[Gift of Love]]></category>
		<category><![CDATA[spouse]]></category>
		<category><![CDATA[Survivors]]></category>
		<category><![CDATA[unforgettable gift]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1622</guid>
		<description><![CDATA[What is it that would be the most unforgettable and thoughtful gift you can give? Well it isn&#8217;t something purchased, or craft together with your creative talents. It is time and thoughtfulness you give to another person as LOVE. This is why the handmade coupons for a Free foot-rub or back massage are so popular [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/the-unforgettable-gift/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Thanksgiving Greetings</title>
		<link>http://blog.nclife.com/insurance/thanksgiving-greetings/</link>
		<comments>http://blog.nclife.com/insurance/thanksgiving-greetings/#comments</comments>
		<pubDate>Mon, 21 Nov 2011 19:49:13 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News]]></category>
		<category><![CDATA[cooking]]></category>
		<category><![CDATA[give thanks]]></category>
		<category><![CDATA[happy thanksgiving]]></category>
		<category><![CDATA[Thanksgiving]]></category>
		<category><![CDATA[Turkey]]></category>
		<category><![CDATA[video]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1605</guid>
		<description><![CDATA[Thanksgiving has been enjoyed since the 16th century, the first documented thanksgiving was celebrated by the Spaniards. In the United States Thanksgiving has been an annual tradition since 1863, when president Abraham Lincoln proclaimed this holiday during the Civil War.       source: wikipedia.org Today Thanksgiving remains a very poplar holiday in the US. In which we celebrate [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/thanksgiving-greetings/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Does your Life Insurance Company keep you informed?</title>
		<link>http://blog.nclife.com/insurance/does-your-life-insurance-company-keep-you-informed/</link>
		<comments>http://blog.nclife.com/insurance/does-your-life-insurance-company-keep-you-informed/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 00:05:08 +0000</pubDate>
		<dc:creator>DianaBuchmann</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[NCL News]]></category>
		<category><![CDATA[customer service]]></category>
		<category><![CDATA[insurance company responsibility]]></category>
		<category><![CDATA[keeping you informed]]></category>
		<category><![CDATA[policy service]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1596</guid>
		<description><![CDATA[By Diana Buchmann, FLMI, ACS, Assistant V.P. Policy Service and Claims North Coast Life Ins. Co. Recently I received a call from a long-time policy holder, calling in response to a notice he received about the interest rate adjustment for his Versatile Life policy with North Coast Life. This gentlemen has maintained this policy since [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/does-your-life-insurance-company-keep-you-informed/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Do We Wait Until It&#8217;s Too Late?</title>
		<link>http://blog.nclife.com/insurance/why-do-we-wait-until-its-too-late/</link>
		<comments>http://blog.nclife.com/insurance/why-do-we-wait-until-its-too-late/#comments</comments>
		<pubDate>Tue, 01 Nov 2011 22:15:35 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[enconomic recovery]]></category>
		<category><![CDATA[funeral costs]]></category>
		<category><![CDATA[life insurance facts]]></category>
		<category><![CDATA[Life Insurance Mistakes]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1573</guid>
		<description><![CDATA[A very sad and unfortunate fact: The benefits of life insurance are often recognized after disaster strikes. Why?&#8230; You are an insurance consumer. You have car insurance, home mortgage insurance, renters insurance, maybe motorcycle and boat insurance. Why the aversion for life insurance? You may consider yourself a responsible person&#8230; and life insurance is a [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/why-do-we-wait-until-its-too-late/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Favorite Halloween Treats&#8230; Do you have one?</title>
		<link>http://blog.nclife.com/insurance/favorite-halloween-treats-do-you-have-one/</link>
		<comments>http://blog.nclife.com/insurance/favorite-halloween-treats-do-you-have-one/#comments</comments>
		<pubDate>Fri, 14 Oct 2011 21:48:51 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News]]></category>
		<category><![CDATA[Candy]]></category>
		<category><![CDATA[Halloween]]></category>
		<category><![CDATA[Popular Candy]]></category>
		<category><![CDATA[Trick-orTreat]]></category>
		<category><![CDATA[Trivia]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1558</guid>
		<description><![CDATA[Sure, kids love to dress-up and go trick-or-treating because it’s FUN! But the real excitement is in receiving all those candy treats. (Or is it? See below the candy trivia for more information.) Here’s a little Halloween Candy Trivia I found from www.kaboose.com on some popular Halloween Candies. (oh btw kaboose.com also has great decorating ideas [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/favorite-halloween-treats-do-you-have-one/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Your Business At Risk?</title>
		<link>http://blog.nclife.com/insurance/is-your-business-at-risk/</link>
		<comments>http://blog.nclife.com/insurance/is-your-business-at-risk/#comments</comments>
		<pubDate>Mon, 03 Oct 2011 17:39:29 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[How To's of Life Insurance]]></category>
		<category><![CDATA[business loss]]></category>
		<category><![CDATA[business transfer]]></category>
		<category><![CDATA[family business death]]></category>
		<category><![CDATA[key owner]]></category>
		<category><![CDATA[owner death]]></category>
		<category><![CDATA[partner death]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1545</guid>
		<description><![CDATA[Many successful businesses are closely held between two or more owners. What happens to these businesses if one of a key owners dies? Will the business continue? The remaining owner(s) often mange the business successfully. However, possessing the financial ability to acquire the deceased owner&#8217;s share of the business from the estate or heirs, may [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/is-your-business-at-risk/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Providing Higher Education with Life Insurance</title>
		<link>http://blog.nclife.com/insurance/providing-higher-education-with-life-insurance/</link>
		<comments>http://blog.nclife.com/insurance/providing-higher-education-with-life-insurance/#comments</comments>
		<pubDate>Wed, 28 Sep 2011 18:38:10 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[How To's of Life Insurance]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[Higher Education]]></category>
		<category><![CDATA[kids]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[parents death]]></category>
		<category><![CDATA[single parent]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1531</guid>
		<description><![CDATA[As parents we do all we can to provide our children with opportunities to succeed. If the unexpected occurs, the death benefit proceeds from a Life Insurance policy can be used to fund College or other higher educational schooling. With the current economic environment, providing these opportunities may be challenging, since college costs continue to [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/providing-higher-education-with-life-insurance/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Death Taxes &#8211; Will You or Your Loved Ones be Affected?</title>
		<link>http://blog.nclife.com/insurance/death-taxes-will-you-or-loved-ones-be-affected/</link>
		<comments>http://blog.nclife.com/insurance/death-taxes-will-you-or-loved-ones-be-affected/#comments</comments>
		<pubDate>Wed, 14 Sep 2011 22:16:44 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[How To's of Life Insurance]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[death]]></category>
		<category><![CDATA[death taxes]]></category>
		<category><![CDATA[estate tax]]></category>
		<category><![CDATA[federal estate tax]]></category>
		<category><![CDATA[inheritance tax]]></category>
		<category><![CDATA[taxes]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1519</guid>
		<description><![CDATA[Death Taxes – aka: Estate Tax, Federal Estate Tax, and Inheritance Tax In the United States a taxable estate is generally the value of everything owned or have certain interest in at the time of death, minus deductions, such as funeral expense. Benjamin Franklin once wrote: “In this world nothing can be said to be [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/death-taxes-will-you-or-loved-ones-be-affected/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>9/11 We Will Never Forget</title>
		<link>http://blog.nclife.com/insurance/911-we-will-never-forget/</link>
		<comments>http://blog.nclife.com/insurance/911-we-will-never-forget/#comments</comments>
		<pubDate>Fri, 09 Sep 2011 21:05:03 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News]]></category>
		<category><![CDATA[9/11]]></category>
		<category><![CDATA[remembering]]></category>
		<category><![CDATA[september 11]]></category>
		<category><![CDATA[terrorist attack]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1505</guid>
		<description><![CDATA[]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/911-we-will-never-forget/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Does Final Expense Insurance Do for your Loved Ones?</title>
		<link>http://blog.nclife.com/insurance/what-does-final-expense-insurance-do-for-your-loved-ones/</link>
		<comments>http://blog.nclife.com/insurance/what-does-final-expense-insurance-do-for-your-loved-ones/#comments</comments>
		<pubDate>Wed, 07 Sep 2011 21:45:38 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[How To's of Life Insurance]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Retirement and Estate Planning]]></category>
		<category><![CDATA[Term Life Insurance]]></category>
		<category><![CDATA[Whole Life Insurance]]></category>
		<category><![CDATA[final cost]]></category>
		<category><![CDATA[Final Expense]]></category>
		<category><![CDATA[funeral]]></category>
		<category><![CDATA[memorial]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1475</guid>
		<description><![CDATA[Funerals: One of those subjects no one likes to think about, especially our own. If it’s hard for you to think about funerals, imagine your loved ones having to plan your funeral with out knowledge of your wishes and struggling to come up with the money to pay for your final expenses. Final Expense Life [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/what-does-final-expense-insurance-do-for-your-loved-ones/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How &#8220;Key Employee&#8221; Life Insurance is Important.</title>
		<link>http://blog.nclife.com/insurance/how-key-employee-life-insurance-is-important/</link>
		<comments>http://blog.nclife.com/insurance/how-key-employee-life-insurance-is-important/#comments</comments>
		<pubDate>Fri, 02 Sep 2011 22:03:13 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[How To's of Life Insurance]]></category>
		<category><![CDATA[business loss]]></category>
		<category><![CDATA[employee]]></category>
		<category><![CDATA[Key Employee]]></category>
		<category><![CDATA[key officer]]></category>
		<category><![CDATA[key person]]></category>
		<category><![CDATA[Term Life Insurance]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1420</guid>
		<description><![CDATA[Would your business survive the loss of a Key Employee? The loss of valuable lives to a business can be more serious than one may originally think. Nearly every business has key employees who are critical to the overall success and profitability of the business. Key employee life insurance insures a business against the loss [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/how-key-employee-life-insurance-is-important/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pig Out in the Park &#8211; Spokane</title>
		<link>http://blog.nclife.com/insurance/pig-out-in-the-park-spokane/</link>
		<comments>http://blog.nclife.com/insurance/pig-out-in-the-park-spokane/#comments</comments>
		<pubDate>Tue, 30 Aug 2011 18:08:44 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Local News/Events - Spokane, WA]]></category>
		<category><![CDATA[Food]]></category>
		<category><![CDATA[free concerts]]></category>
		<category><![CDATA[labor day]]></category>
		<category><![CDATA[Musical Entertainment]]></category>
		<category><![CDATA[Pig Out in the Park]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1409</guid>
		<description><![CDATA[An end of summer local favorite event, Pig Out in the Park. 48 food booths, 225 menu items with nothing over $8.95 and, 82 Free Concerts will be enjoyed over the five day affair. The 32nd Annual Pig Out in the Park has so much to offer in authentic food choices and entertainment, one would [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/pig-out-in-the-park-spokane/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to support your favorite Charities with Life Insurance</title>
		<link>http://blog.nclife.com/insurance/how-to-support-your-favorite-charities-with-life-insurance/</link>
		<comments>http://blog.nclife.com/insurance/how-to-support-your-favorite-charities-with-life-insurance/#comments</comments>
		<pubDate>Mon, 22 Aug 2011 19:12:04 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[How To's of Life Insurance]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Charitable Contribution]]></category>
		<category><![CDATA[charity support]]></category>
		<category><![CDATA[Gift]]></category>
		<category><![CDATA[money gift]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1389</guid>
		<description><![CDATA[Wishing you could do more for the charities you love and support? Have you considered using life insurance as a charitable gift? It may be wise for some donors to consider using their life insurance policy as an effective and convenient means in providing your support. Relatively small annual premiums bring in a significant death [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/how-to-support-your-favorite-charities-with-life-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Pay off Mortgage with Life Insurance</title>
		<link>http://blog.nclife.com/insurance/pay-off-mortgage-with-life-insurance/</link>
		<comments>http://blog.nclife.com/insurance/pay-off-mortgage-with-life-insurance/#comments</comments>
		<pubDate>Tue, 09 Aug 2011 23:17:54 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[How To's of Life Insurance]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Family Protection]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[mortgage protection]]></category>
		<category><![CDATA[pay off mortgage]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1374</guid>
		<description><![CDATA[The investment in the purchase of your home is major. You intend to have this home for a long time and may have visions of your children growing up in this home. You want to provide a place for your children to call home even after they are on their own. No one likes to [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/pay-off-mortgage-with-life-insurance/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
	</channel>
</rss>

