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	<title>North Coast Life Insurance</title>
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	<link>http://blog.nclife.com</link>
	<description>Passionate about LIFE Insurance and Helping You Protect the Love&#039;s in Your Life</description>
	<lastBuildDate>Tue, 18 Jun 2013 22:32:47 +0000</lastBuildDate>
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		<title>Do you have your “Replacement Income” Set Up?</title>
		<link>http://blog.nclife.com/insurance/do-you-have-your-replacement-income-set-up/</link>
		<comments>http://blog.nclife.com/insurance/do-you-have-your-replacement-income-set-up/#comments</comments>
		<pubDate>Tue, 11 Jun 2013 18:46:17 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[How To's of Life Insurance]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Life Insurance Consumer Tip Sheets]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[financial protection]]></category>
		<category><![CDATA[financial solution]]></category>
		<category><![CDATA[income replacement]]></category>
		<category><![CDATA[loss of income]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=2607</guid>
		<description><![CDATA[Single income or double income household? Which ever your case is, have you thought about what would happen if this income was no longer available? Most likely it would be devastating. Very few of us take time to think about what will happen if the an income earner dies. It is not one of the [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/do-you-have-your-replacement-income-set-up/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mom&#8217;s You Are the BEST!</title>
		<link>http://blog.nclife.com/insurance/moms-you-are-the-best/</link>
		<comments>http://blog.nclife.com/insurance/moms-you-are-the-best/#comments</comments>
		<pubDate>Fri, 10 May 2013 17:33:31 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News & Events]]></category>
		<category><![CDATA[love]]></category>
		<category><![CDATA[mom]]></category>
		<category><![CDATA[mother's day]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=2582</guid>
		<description><![CDATA[&#160; Thank you, for your caring heart, loving hands, many pearl&#8217;s of wisdom, your grace, patience, encouragement and most of all your LOVE. To all Mom&#8217;s Have a Wonderful Mother&#8217;s Day!]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/moms-you-are-the-best/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Root Canal or Life Insurance Shopping?</title>
		<link>http://blog.nclife.com/insurance/root-canal-or-life-insurance-shopping/</link>
		<comments>http://blog.nclife.com/insurance/root-canal-or-life-insurance-shopping/#comments</comments>
		<pubDate>Fri, 10 May 2013 16:26:22 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[protecton]]></category>
		<category><![CDATA[root canal]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=2572</guid>
		<description><![CDATA[Hmm is that an easy one for you to choose? I recently read that one in 5 Americans would rather have a root canal than look into their life insurance needs. This was a study done some time ago by the Life and Health Insurance Foundation for Education. Yikes! &#8211; Really? A root canal over [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/root-canal-or-life-insurance-shopping/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get the Best Insurance Rates from your Insurance Agent</title>
		<link>http://blog.nclife.com/insurance/get-the-best-insurance-rates-from-your-insurance-agent/</link>
		<comments>http://blog.nclife.com/insurance/get-the-best-insurance-rates-from-your-insurance-agent/#comments</comments>
		<pubDate>Thu, 14 Mar 2013 23:19:19 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[financial value]]></category>
		<category><![CDATA[independent agent]]></category>
		<category><![CDATA[insurance rates]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=2364</guid>
		<description><![CDATA[Independent Insurance Agents are trained and experienced in assessing your personal financial risks and choosing the most appropriate risk management strategies that work with your budget. Did you know that both consumers and insurance carriers benefit from the use of Independent Insurance Agents? Really it’s true… check out all these benefits: First, independent agents are [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/get-the-best-insurance-rates-from-your-insurance-agent/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Spring Forward, the DST Time Change</title>
		<link>http://blog.nclife.com/insurance/spring-forward-the-dst-time-change/</link>
		<comments>http://blog.nclife.com/insurance/spring-forward-the-dst-time-change/#comments</comments>
		<pubDate>Tue, 05 Mar 2013 00:35:21 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News & Events]]></category>
		<category><![CDATA[daylight savings]]></category>
		<category><![CDATA[dst]]></category>
		<category><![CDATA[semi annual time change]]></category>
		<category><![CDATA[spring ahead]]></category>
		<category><![CDATA[spring forward]]></category>
		<category><![CDATA[time]]></category>
		<category><![CDATA[time change]]></category>
		<category><![CDATA[time change 2013]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=2340</guid>
		<description><![CDATA[Make sure you&#8217;re on time for Monday morning. Sunday, March 10, 2013 at 2 a.m. Daylight saving time begins. (Spring Forward) Sunday, November 3, 2013 at 2 a.m. Daylight saving time ends. (Fall Back) Daylight saving time is almost here. Some of us may experience a little agitation losing an hour of sleep over the [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/spring-forward-the-dst-time-change/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Your Tax Refund Money Well Spent?</title>
		<link>http://blog.nclife.com/insurance/is-your-tax-refund-money-well-spent/</link>
		<comments>http://blog.nclife.com/insurance/is-your-tax-refund-money-well-spent/#comments</comments>
		<pubDate>Wed, 27 Feb 2013 23:11:23 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[financial safety]]></category>
		<category><![CDATA[money savings]]></category>
		<category><![CDATA[premium payment]]></category>
		<category><![CDATA[tax refund]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=2321</guid>
		<description><![CDATA[The average tax refund has slightly fallen from last years $3,109 to $2,985 (statistics via: irs.gov). The good news is – it&#8217;s only a slight drop and still plenty of refund money to purchase your special something you may have had your eye on. Or maybe you can&#8217;t decide what to do with the extra [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/is-your-tax-refund-money-well-spent/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Great Ways to Show Your LOVE</title>
		<link>http://blog.nclife.com/insurance/great-ways-to-show-your-love/</link>
		<comments>http://blog.nclife.com/insurance/great-ways-to-show-your-love/#comments</comments>
		<pubDate>Thu, 31 Jan 2013 00:00:29 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News & Events]]></category>
		<category><![CDATA[free printable]]></category>
		<category><![CDATA[gifts]]></category>
		<category><![CDATA[insure your love]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[love]]></category>
		<category><![CDATA[share your love]]></category>
		<category><![CDATA[valentine]]></category>
		<category><![CDATA[valentine card]]></category>
		<category><![CDATA[valentines day]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=2280</guid>
		<description><![CDATA[&#60;&#60; CLICK picture for FREE PRINTABLE It&#8217;s almost here&#8230; Valentine&#8217;s Day! For some people this is another dreaded day that has been commercialized and tries to guilt you into showing your affection in extravagant and expensive ways. I get it&#8230; either you embrace the day or bah-humbug it all together.  Personally, I believe Valentine&#8217;s Day [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/great-ways-to-show-your-love/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips on How to Keep Those New Years Resolutions</title>
		<link>http://blog.nclife.com/insurance/tips-on-how-to-keep-those-new-years-resolutions/</link>
		<comments>http://blog.nclife.com/insurance/tips-on-how-to-keep-those-new-years-resolutions/#comments</comments>
		<pubDate>Thu, 27 Dec 2012 00:15:40 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Retirement and Estate Planning]]></category>
		<category><![CDATA[TERM Life Insurance]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[goals]]></category>
		<category><![CDATA[new year]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[resolution]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=2260</guid>
		<description><![CDATA[With a New Year upon us&#8230; Many of us feel it&#8217;s the perfect time to reflect on the changes we need or want. The most popular category in the New Year&#8217;s resolution realm is fitness and a close second is getting finances in control. There or many apps now to help you with your new [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/tips-on-how-to-keep-those-new-years-resolutions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Christmas Giving, Love and Laughter</title>
		<link>http://blog.nclife.com/insurance/christmas-giving-love-and-laughter/</link>
		<comments>http://blog.nclife.com/insurance/christmas-giving-love-and-laughter/#comments</comments>
		<pubDate>Fri, 21 Dec 2012 18:55:48 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News & Events]]></category>
		<category><![CDATA[christmas]]></category>
		<category><![CDATA[gift]]></category>
		<category><![CDATA[giving]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[love]]></category>
		<category><![CDATA[protection]]></category>
		<category><![CDATA[providing]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=2243</guid>
		<description><![CDATA[During the giving season, I love hearing about all the wonderful Spirit of Giving stories. This time of year is so hard on many of us that it takes some extra oomph to get through the season. For me hearing about the genuine “good” someone is doing for another is very encouraging. The “Giving Spirit” [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/christmas-giving-love-and-laughter/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Thanksgiving Trivia</title>
		<link>http://blog.nclife.com/insurance/thanksgiving-trivia/</link>
		<comments>http://blog.nclife.com/insurance/thanksgiving-trivia/#comments</comments>
		<pubDate>Wed, 21 Nov 2012 18:10:02 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News & Events]]></category>
		<category><![CDATA[games]]></category>
		<category><![CDATA[quiz]]></category>
		<category><![CDATA[thanksgiving trivia]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=2232</guid>
		<description><![CDATA[Have some fun this Thanksgiving with this Thanksgiving Trivia Game. Set at each table place setting to greet your guests with game to play. Happy Thanksgiving from all of us at North Coast Life Insurance Company&#8230; we wish all a wonderful and safe holiday! &#160; Click image for you FREE printable Thanksgiving Trivia Sheet. &#160;]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/thanksgiving-trivia/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Giving Thanks This Thanksgiving&#8230;</title>
		<link>http://blog.nclife.com/insurance/giving-thanks-this-thanksgiving/</link>
		<comments>http://blog.nclife.com/insurance/giving-thanks-this-thanksgiving/#comments</comments>
		<pubDate>Tue, 20 Nov 2012 21:59:36 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News & Events]]></category>
		<category><![CDATA[give thanks]]></category>
		<category><![CDATA[safety tips]]></category>
		<category><![CDATA[spokane]]></category>
		<category><![CDATA[thanksgiving]]></category>
		<category><![CDATA[volunteer]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=2207</guid>
		<description><![CDATA[How do you Give Thanks during the Holiday Season? Locally in Spokane, WA there is a site (Volunteer in Spokane) that has a list of many organizations you can help out as a way to Give Thanks.  Did you know that Thanksgiving is primarily celebrated in the U.S. and Canada? (source wikipedia) If you enjoy [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/giving-thanks-this-thanksgiving/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Prepare for the Conversation with Your Life Insurance Agent&#8230;</title>
		<link>http://blog.nclife.com/insurance/how-to-prepare-for-the-conversation-with-your-life-insurance-agent/</link>
		<comments>http://blog.nclife.com/insurance/how-to-prepare-for-the-conversation-with-your-life-insurance-agent/#comments</comments>
		<pubDate>Wed, 14 Nov 2012 00:08:20 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[How To's of Life Insurance]]></category>
		<category><![CDATA[conversation]]></category>
		<category><![CDATA[financial advisor]]></category>
		<category><![CDATA[financial planner]]></category>
		<category><![CDATA[insurance agent]]></category>
		<category><![CDATA[insurance planning]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=2188</guid>
		<description><![CDATA[This time of year we pause to give thanks. Here at North Coast Life Insurance (NCL), we are thankful to be able to help our clients and guide them in making important decisions. If you&#8217;re looking to purchase life insurance, and get the best life insurance for your needs&#8230; It all starts with a conversation. [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/how-to-prepare-for-the-conversation-with-your-life-insurance-agent/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My Top 10 Non-Sugar Treats for Halloween</title>
		<link>http://blog.nclife.com/insurance/my-top-10-non-sugar-treats-for-halloween/</link>
		<comments>http://blog.nclife.com/insurance/my-top-10-non-sugar-treats-for-halloween/#comments</comments>
		<pubDate>Mon, 15 Oct 2012 20:55:37 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News & Events]]></category>
		<category><![CDATA[halloween]]></category>
		<category><![CDATA[harvest festival]]></category>
		<category><![CDATA[healthy]]></category>
		<category><![CDATA[non-sugar]]></category>
		<category><![CDATA[toys]]></category>
		<category><![CDATA[treats]]></category>
		<category><![CDATA[trick-or-treat]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=2163</guid>
		<description><![CDATA[Want to be the “Cool” House on the block this Halloween Night? I have been that house for a few years now – The one who hands out fun goodies for Halloween (instead of candy). If you&#8217;re thinking this is not a good idea. Wondering what kind of reactions you will see at your door?&#8230; [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/my-top-10-non-sugar-treats-for-halloween/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What does Longer Life Expectancy Mean for You?</title>
		<link>http://blog.nclife.com/insurance/what-does-longer-life-expectancy-mean-for-you/</link>
		<comments>http://blog.nclife.com/insurance/what-does-longer-life-expectancy-mean-for-you/#comments</comments>
		<pubDate>Fri, 28 Sep 2012 22:35:11 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Annuities]]></category>
		<category><![CDATA[Retirement and Estate Planning]]></category>
		<category><![CDATA[longer life]]></category>
		<category><![CDATA[out live money]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=2153</guid>
		<description><![CDATA[Technological and medical breakthroughs seem to be continually moving at a rapid pace today, when compared to 10 years ago. With all this new development, people are living healthier and longer. I recently saw a headline: “HIV -patients&#8217; life expectancy rises” and read the article “How Long Do You Want to Live?” via: The New [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/what-does-longer-life-expectancy-mean-for-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cake Boss, Buddy Valastro &#8211; Life Insurance Awareness Month</title>
		<link>http://blog.nclife.com/insurance/cake-boss-buddy-valastro-life-insurance-awareness-month/</link>
		<comments>http://blog.nclife.com/insurance/cake-boss-buddy-valastro-life-insurance-awareness-month/#comments</comments>
		<pubDate>Fri, 07 Sep 2012 18:37:04 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[buddy valastro]]></category>
		<category><![CDATA[cake boss]]></category>
		<category><![CDATA[life insurance awareness month]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=2114</guid>
		<description><![CDATA[Buddy Valastro, star of the American reality television series “Cake Boss” is well aware of how hard things are when the breadwinner suddenly passes away and there is no life insurance. September is Life Insurance Awareness month and Buddy is sharing his thoughts on having a backup plan and his real life experience. Having a [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/cake-boss-buddy-valastro-life-insurance-awareness-month/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pig Out in the Park &#8211; Spokane,WA</title>
		<link>http://blog.nclife.com/insurance/pig-out-in-the-park-spokanewa/</link>
		<comments>http://blog.nclife.com/insurance/pig-out-in-the-park-spokanewa/#comments</comments>
		<pubDate>Tue, 21 Aug 2012 22:18:18 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News & Events]]></category>
		<category><![CDATA[art]]></category>
		<category><![CDATA[food]]></category>
		<category><![CDATA[music]]></category>
		<category><![CDATA[pig out in the park]]></category>
		<category><![CDATA[spokane]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=2102</guid>
		<description><![CDATA[Pig out in the park, marks the end of summer for us locally in Spokane, WA. It is always an anticipated favorite event&#8230; you may want to spend the week before doing a little fasting because you will always enjoy more than you should from the many, many food options available to pick from. With [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/pig-out-in-the-park-spokanewa/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is Life Insurance &#8211; Defined</title>
		<link>http://blog.nclife.com/insurance/what-is-life-insurance-definded/</link>
		<comments>http://blog.nclife.com/insurance/what-is-life-insurance-definded/#comments</comments>
		<pubDate>Thu, 16 Aug 2012 19:05:51 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[life insurance definition]]></category>
		<category><![CDATA[life insurance education]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=2087</guid>
		<description><![CDATA[Insurance that guarantees a sum of money to be paid out on the death of the insured or after a set period of time. Life Insurance is a contract between an insurance policyholder and an insurer (company). The insurer promises to pay a sum of money typically to the beneficiary, upon the insured&#8217;s death. The [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/what-is-life-insurance-definded/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do You Need a Beneficiary Review?</title>
		<link>http://blog.nclife.com/insurance/do-you-need-a-beneficiary-review/</link>
		<comments>http://blog.nclife.com/insurance/do-you-need-a-beneficiary-review/#comments</comments>
		<pubDate>Wed, 18 Jul 2012 22:47:05 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Retirement and Estate Planning]]></category>
		<category><![CDATA[Annuities]]></category>
		<category><![CDATA[beneficiary]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=2073</guid>
		<description><![CDATA[Who will receive your assets at the time of your death? We&#8217;re talking life insurance, annuities, retirement plan accounts and other assets. Did you know that contracts left to deceased individuals or ex-spouses is one of the most common beneficiary mistakes made? Another important note is beneficiary designations trump a will. Reviewing the beneficiaries on [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/do-you-need-a-beneficiary-review/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>4th of July BBQ Recipes &amp; Safety Tips</title>
		<link>http://blog.nclife.com/insurance/4th-of-july-bbq-recipes-safety-tips/</link>
		<comments>http://blog.nclife.com/insurance/4th-of-july-bbq-recipes-safety-tips/#comments</comments>
		<pubDate>Mon, 02 Jul 2012 18:58:59 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News & Events]]></category>
		<category><![CDATA[4th of july]]></category>
		<category><![CDATA[bbq's]]></category>
		<category><![CDATA[cookies]]></category>
		<category><![CDATA[deviled eggs]]></category>
		<category><![CDATA[fireworks safety]]></category>
		<category><![CDATA[guacamole]]></category>
		<category><![CDATA[healthy recipes]]></category>
		<category><![CDATA[layer dip]]></category>
		<category><![CDATA[strawberries]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=2061</guid>
		<description><![CDATA[Wishing all a Safe and Happy 4th of July Celebrations. Really it&#8217;s all about enjoying the BBQ&#8217;s and light shows with common sense. Found some great recipes for the 4th of July celebrations, and they are healthy too. Have some great eats and don&#8217;t tell anyone how healthy these holiday treats are. Ohh did I [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/4th-of-july-bbq-recipes-safety-tips/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Do single people need life insurance?</title>
		<link>http://blog.nclife.com/insurance/do-single-people-need-life-insurance/</link>
		<comments>http://blog.nclife.com/insurance/do-single-people-need-life-insurance/#comments</comments>
		<pubDate>Thu, 28 Jun 2012 22:34:21 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[funeral costs]]></category>
		<category><![CDATA[insurable]]></category>
		<category><![CDATA[no children]]></category>
		<category><![CDATA[people]]></category>
		<category><![CDATA[single adults]]></category>
		<category><![CDATA[young]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=2052</guid>
		<description><![CDATA[Single people with no children don&#8217;t have anyone who is relying on their income, therefore it seems logical to think you do not need life insurance. Here are a few life examples in which Life Insurance is a benefit for those who are single&#8230; If you financially provide support for parents, siblings, or loved ones, [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/do-single-people-need-life-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>When Do I Need Life Insurance?</title>
		<link>http://blog.nclife.com/insurance/when-do-i-need-life-insurance/</link>
		<comments>http://blog.nclife.com/insurance/when-do-i-need-life-insurance/#comments</comments>
		<pubDate>Wed, 06 Jun 2012 23:18:43 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Final Expense]]></category>
		<category><![CDATA[How To's of Life Insurance]]></category>
		<category><![CDATA[TERM Life Insurance]]></category>
		<category><![CDATA[WHOLE LIFE Insurance]]></category>
		<category><![CDATA[children]]></category>
		<category><![CDATA[established families]]></category>
		<category><![CDATA[no children]]></category>
		<category><![CDATA[retired]]></category>
		<category><![CDATA[single adults]]></category>
		<category><![CDATA[young families]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=2044</guid>
		<description><![CDATA[6 Life-Style Examples… Young Families: Young families and those considering starting a family, may want to think seriously about life insurance. At this point in life it would be to your advantage to obtain life insurance since rates are lower at younger ages and can be locked in for a predetermined amount of time. Established [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/when-do-i-need-life-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Mother&#8217;s are the Best!</title>
		<link>http://blog.nclife.com/insurance/mothers-are-the-best/</link>
		<comments>http://blog.nclife.com/insurance/mothers-are-the-best/#comments</comments>
		<pubDate>Fri, 11 May 2012 17:41:41 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News & Events]]></category>
		<category><![CDATA[love]]></category>
		<category><![CDATA[mom]]></category>
		<category><![CDATA[mother's day]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1942</guid>
		<description><![CDATA[Many of the most ingenious moves made by Moms, take place when the only witnesses are the kids – so no gratifying Woo-Hoo, Thumbs-ups or Job well done. Well today North Coast Life is here to recognize all of Mom&#8217;s superpowers. All the many, many messes and meltdowns that didn&#8217;t happen because of a wonderful [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/mothers-are-the-best/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Lilac Bloomsday Run 2012</title>
		<link>http://blog.nclife.com/insurance/lilac-bloomsday-run-2012/</link>
		<comments>http://blog.nclife.com/insurance/lilac-bloomsday-run-2012/#comments</comments>
		<pubDate>Thu, 03 May 2012 21:59:04 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News & Events]]></category>
		<category><![CDATA[bloomsday]]></category>
		<category><![CDATA[bloomsday run]]></category>
		<category><![CDATA[fun run]]></category>
		<category><![CDATA[run]]></category>
		<category><![CDATA[runners]]></category>
		<category><![CDATA[spokane]]></category>
		<category><![CDATA[walk]]></category>
		<category><![CDATA[world's largest foot run]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1929</guid>
		<description><![CDATA[Let the carbo-loading begin&#8230; A local favorite event will be celebrated this weekend in Spokane, WA. Lilac Bloomsday Run (aka: Bloomsday) – held on the first Sunday of every May since 1977.  One of the largest foot races in the world with over 40,000 participants each year&#8230; that number peaked to over 61,000 in 1996. [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/lilac-bloomsday-run-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Is your Retirement Savings Hidden?</title>
		<link>http://blog.nclife.com/insurance/is-your-retirement-savings-hidden-away/</link>
		<comments>http://blog.nclife.com/insurance/is-your-retirement-savings-hidden-away/#comments</comments>
		<pubDate>Mon, 16 Apr 2012 23:46:33 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Annuities]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[saving for retirement]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1919</guid>
		<description><![CDATA[Hidden away life savings&#8230; Where is your Retirement Money? Would you answer: Mattress, cookie jar, in a coffee can buried in the back yard&#8230; or would you say it&#8217;s in Investments, 401k and/or annuities. No doubt there are many different possibilities an individual can utilize for saving money. Learning all your options before choosing an [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/is-your-retirement-savings-hidden-away/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Anonymous Hacker Group in Spokane?</title>
		<link>http://blog.nclife.com/insurance/anonymous-hacker-group-in-spokane/</link>
		<comments>http://blog.nclife.com/insurance/anonymous-hacker-group-in-spokane/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 17:41:17 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News & Events]]></category>
		<category><![CDATA[anonymous]]></category>
		<category><![CDATA[bloomsday]]></category>
		<category><![CDATA[hacker group]]></category>
		<category><![CDATA[riverfront park]]></category>
		<category><![CDATA[runners]]></category>
		<category><![CDATA[spokane]]></category>
		<category><![CDATA[steel sculpture]]></category>
		<category><![CDATA[washington state]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1907</guid>
		<description><![CDATA[Today in in our Great City of Spokane, WA. It looks as though Legendary hacker group Anonymous is either making a visit or are living among us. The steel sculpture of runners in Riverfront Park are sporting the Anonymous mask. This sculpture is directly in front of Spokane City Hall. So is this a statement for [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/anonymous-hacker-group-in-spokane/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>A Little Easter Candy History</title>
		<link>http://blog.nclife.com/insurance/a-little-easter-candy-history/</link>
		<comments>http://blog.nclife.com/insurance/a-little-easter-candy-history/#comments</comments>
		<pubDate>Fri, 06 Apr 2012 18:33:30 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News & Events]]></category>
		<category><![CDATA[candy]]></category>
		<category><![CDATA[easter]]></category>
		<category><![CDATA[history]]></category>
		<category><![CDATA[hot cross buns]]></category>
		<category><![CDATA[pretzels]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1900</guid>
		<description><![CDATA[Easter one of the most important holidays in Christianity, celebrating the resurrection of Christ. Has a secular celebration marking the arrival of spring. On Easter Sunday many of us enjoy celebrating with candy filled baskets and Easter egg hunts. A fun fact I came across was&#8230; Easter is second top-selling candy holiday just after Halloween? [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/a-little-easter-candy-history/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Naming your Estate as Beneficiary &#8211; life insurance mistake #10</title>
		<link>http://blog.nclife.com/insurance/naming-your-estate-as-beneficiary-life-insurance-mistake-10/</link>
		<comments>http://blog.nclife.com/insurance/naming-your-estate-as-beneficiary-life-insurance-mistake-10/#comments</comments>
		<pubDate>Fri, 30 Mar 2012 18:42:10 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Life Insurance Mistakes]]></category>
		<category><![CDATA[beneficiary]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[planning]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1811</guid>
		<description><![CDATA[Beneficiary Designation Mistakes you don&#8217;t want to make&#8230; A beneficiary is the person or entity that receives the proceeds of the life insurance policy when the insured person dies. In most states, naming an estate as beneficiary of your life insurance proceeds, brings an unpleasant fate to those benefits. When proceeds become part of the [...]]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/naming-your-estate-as-beneficiary-life-insurance-mistake-10/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Daylight Savings&#8230;</title>
		<link>http://blog.nclife.com/insurance/daylight-savings/</link>
		<comments>http://blog.nclife.com/insurance/daylight-savings/#comments</comments>
		<pubDate>Fri, 09 Mar 2012 19:54:01 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[NCL News & Events]]></category>
		<category><![CDATA[daylight savings]]></category>
		<category><![CDATA[dst]]></category>
		<category><![CDATA[semi annual time change]]></category>
		<category><![CDATA[spring ahead]]></category>
		<category><![CDATA[spring forward]]></category>
		<category><![CDATA[time]]></category>
		<category><![CDATA[time change]]></category>
		<category><![CDATA[time change 2012]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1800</guid>
		<description><![CDATA[  Don&#8217;t forget to Spring ahead this weekend. We are looking forward to Spring and warmer days ahead. A friendly reminder to change your clocks Sunday, March 11, 2012.  We know you don&#8217;t want to start off Spring on a bad note by showing up late on Monday morning.  ]]></description>
		<wfw:commentRss>http://blog.nclife.com/insurance/daylight-savings/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Why Final Expense Life Insurance?</title>
		<link>http://blog.nclife.com/insurance/why-final-expense-life-insurance/</link>
		<comments>http://blog.nclife.com/insurance/why-final-expense-life-insurance/#comments</comments>
		<pubDate>Thu, 01 Mar 2012 22:44:36 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[Final Expense]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[burial insurance]]></category>
		<category><![CDATA[family protection]]></category>
		<category><![CDATA[final expense life insurance]]></category>
		<category><![CDATA[peace of mind]]></category>
		<category><![CDATA[simplified underwriting]]></category>
		<category><![CDATA[WHOLE LIFE Insurance]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1775</guid>
		<description><![CDATA[&#60;&#60; click image for your FREE printable Final Expense brochure. Why final expense life insurance? In a nutshell&#8230; Final Expense Life Insurance is all about freeing your family and loved ones from the expenses they acquire at the time of your death. For many of us, this is one of the most distasteful subjects to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What is an Annuity?</title>
		<link>http://blog.nclife.com/insurance/what-is-an-annuity/</link>
		<comments>http://blog.nclife.com/insurance/what-is-an-annuity/#comments</comments>
		<pubDate>Thu, 23 Feb 2012 22:33:32 +0000</pubDate>
		<dc:creator>Rita</dc:creator>
				<category><![CDATA[401k]]></category>
		<category><![CDATA[Annuities]]></category>
		<category><![CDATA[Retirement and Estate Planning]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[money growth]]></category>
		<category><![CDATA[nest egg]]></category>
		<category><![CDATA[north coast life insurance]]></category>
		<category><![CDATA[retirement income]]></category>
		<category><![CDATA[roll 401k]]></category>
		<category><![CDATA[smart money]]></category>

		<guid isPermaLink="false">http://blog.nclife.com/?p=1737</guid>
		<description><![CDATA[An annuity is a type of insurance product that can provide income you cannot outlive. Generally used as part of a retirement strategy, annuities are able to provide a steady stream of income, making it a popular choice among investors. Here’s how an annuity works: Make an investment into an annuity and in-turn you receive [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
