What is an Annuity?


Posted on 23rd February 2012 by Rita in 401k |Annuities |Retirement and Estate Planning

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annuity growth smart money

An annuity is a type of insurance product that can provide income you cannot outlive. Generally used as part of a retirement strategy, annuities are able to provide a steady stream of income, making it a popular choice among investors.

Here’s how an annuity works: (more…)

Valentines Day 2012


Posted on 14th February 2012 by Rita in Life Insurance |NCL News & Events

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valentines day love

 February – the month of LOVE. Many converge on the jewelry stores, florist shops and the nearest chocolate outlets to pick out that special something for their special someone. Although there is no denying that a bouquet of reds,pinks & whites or a box of sparkle is always welcome, there is a GIFT that can have a greater impact on your Valentine… Life insurance is the one gift that will ensure your loved one(s) will be taken care of financially, even in your absence.

Many families have no life insurance in place which in turn leaves many families to face potential ruin when the income from their loved one is no longer available…

Here are some blog posted you may want to read:

What is… the Gift of LOVE?

Love Letter

Some is Better Than None

Tax Refund

Policy Check Up

Group Life Insurance Policies Portability – life insurance mistake #9


Posted on 7th February 2012 by Rita in Life Insurance |Life Insurance Mistakes

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lady concerned out group life insurance policy

In most cases, group life insurance policies purchased through your employer are NOT portable. Meaning if an employee leaves their place of employment, he/she more than likely will also leave the Life Insurance Protection behind.

There is a way around this… (more…)