When Do I Need Life Insurance?


Posted on 6th June 2012 by Rita in Final Expense |How To's of Life Insurance |TERM Life Insurance |WHOLE LIFE Insurance

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enjoy life don't worry about your loved ones

6 Life-Style Examples…

Young Families: Young families and those considering starting a family, may want to think seriously about life insurance. At this point in life it would be to your advantage to obtain life insurance since rates are lower at younger ages and can be locked in for a predetermined amount of time.

Established Families: Having a family and/or others who depend on you simply means you have a definite need for Life Insurance, unless you have some mega savings account that (more…)

Why Final Expense Life Insurance?


Posted on 1st March 2012 by Rita in Final Expense |Life Insurance

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whole life final expense insurance<< click image for your FREE printable Final Expense brochure.

Why final expense life insurance?

In a nutshell… Final Expense Life Insurance is all about freeing your family and loved ones from the expenses they acquire at the time of your death.

For many of us, this is one of the most distasteful subjects to think about, much less plan for. Imagine for a moment, your loved ones having to plan your funeral with out knowledge of your wishes. Than imagine their struggles to come up with the money for your final expenses while going through a very difficult time. Final Expense Life Insurance can relieve your loved ones from this financial burden, while allowing them to focus on the issues that matter most when a loved one dies.

Providing your loved ones with a benefit and removing a burden is (more…)

What Does Final Expense Insurance Do?


Posted on 7th September 2011 by Rita in Final Expense |FREE Consumer Guides |How To's of Life Insurance |Life Insurance |Retirement and Estate Planning |TERM Life Insurance |WHOLE LIFE Insurance

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Funerals: One of those subjects no one likes to think about, especially when it is our own. On the other hand; If it’s hard for you to think about funerals, imagine your loved ones having to plan your funeral with out knowledge of your wishes and struggling to come up with the funds to pay for your final arrangements. The last thing anyone wants to think about after they lose a loved one is how to pay for all the final arrangements.

Coping with the grief of death is hard enough without having to worry about
final arrangement expenses.

When Final Expense Life Insurance is in place it helps ease the financial burdens of final arrangements by paying for the many costs associated with final arrangements, while allowing loved ones to focus on the issues that matter most when a death occurs.

Having a Final Expense Insurance policy means you are covered for your entire lifetime. Premiums and benefits are guaranteed to remain the same as long as the whole life policy is in effect and premiums paid. This type of insurance is affordable, has a simplified underwriting process, builds cash value and available in a variety of face values.

North Coast Life’s final expense policies are available in face amounts ranging from $2,500 up to a maximum of $25,000. These face amounts are less than a standard life insurance policy, because the main purpose of these policies are to cover final expenses (funeral). Final Expense policies are NOT intended to cover ongoing living costs, college, large debt or retirement funding for beneficiaries. (click for product brochure)

Will my coverage change? No, your policy is guaranteed to stay the same
Can my premiums change as I get older? No, your premiums are guaranteed to stay the same, and your policy stay with you for a lifetime.
Is the policy guaranteed to my satisfaction? You have a no risk 30-day free look money-back-guarantee.
Can the policy be canceled? NCL insurance company cannot cancel your policy except in the case of fraud or failure of premium payment.

Established in 1965 in Spokane, WA. North Coast Life Insurance Company (NCL) is focused on providing solutions for you and those you love most. Experience genuine personal service while receiving guidance on all your insurance needs.
Note: This blog is designed for general information purposes only. All information presented on this site should not be interpreted as legal advice and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information. For legal and tax advice contact your attorney or tax adviser.
Rita Sollie, Direct Insurance Representative with North Coast Life Insurance Company (NCL). Providing solutions for your financial needs. INSTANT Term-Life Quote: www.insureyourfamily.com
Prefer to speak with a local financial representative? Call or email your request and you will be connected with a representative in your area.
Contact info: Phone: 800.541.5858 Email: rita.sollie@nclife.com or Live Chat below.