P.S. I LOVE YOU

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Posted on 7th February 2014 by Rita in Life Insurance |TERM Life Insurance |WHOLE LIFE Insurance

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Awe Valentines Day! A wonderful opportunity to celebrate those you love. And not just your significant other. Include the whole family in this fun and celebrate those you love. There are so many ways to make small or big gestures of heartfelt fun on this occasion. Valentines gifts bring smiles and joy to those who mean the most to you.

Traditional Gifts are in abundance: Cards, Love Letters, Sweet Treats and Games. Or how about Romantic Dinners, Jewelery and Trips to celebration your love. There are even some fun (more…)

How Life Insurance works for children

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Posted on 20th January 2014 by Rita in Life Insurance |TERM Life Insurance |WHOLE LIFE Insurance

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kids life insurance

Wondering what could possibly be the benefit of Life Insurance on Children?

Granted this is a uncomfortable topic to talk about, but reviewing your options before you need to can benefit you during a very emotional time. Here are a couple examples how life insurance on children is a good thing.

Covering funeral expenses is one the biggest reasons life insurance on children is a benefit. If the cost of a (more…)

Life Insurance Policy Lapse – Now What?

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Posted on 19th December 2013 by Rita in Life Insurance |TERM Life Insurance |WHOLE LIFE Insurance

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life insurance lapsed what to do

Consequences of letting your life insurance policy lapse and what you can to do if your policy has lapsed…

First let’s go over what it means when a life insurance policy has lapsed? It means the policy is no longer in effect. The policy ended or expired when a policyholder stops making premium payments. This also means your beneficiaries are no longer entitled to the death benefits from the life insurance policy, simply because there is no insurance policy. Without a life insurance policy, you may be leaving (more…)

Tips on How to Keep Those New Years Resolutions

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Posted on 26th December 2012 by Rita in Retirement and Estate Planning |TERM Life Insurance

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new years resolutions

With a New Year upon us… Many of us feel it’s the perfect time to reflect on the changes we need or want. The most popular category in the New Year’s resolution realm is fitness and a close second is getting finances in control. There or many apps now to help you with your new found Inspiration for self, family or community improvement.  These apps are Great, but really I believe the main action you need to do first.  Is to resolve to make a (more…)

When Do I Need Life Insurance?

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Posted on 6th June 2012 by Rita in Final Expense |How To's of Life Insurance |TERM Life Insurance |WHOLE LIFE Insurance

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enjoy life don't worry about your loved ones

6 Life-Style Examples…

Young Families: Young families and those considering starting a family, may want to think seriously about life insurance. At this point in life it would be to your advantage to obtain life insurance since rates are lower at younger ages and can be locked in for a predetermined amount of time.

Established Families: Having a family and/or others who depend on you simply means you have a definite need for Life Insurance, unless you have some mega savings account that (more…)