Undervalue a Spouse who does not provide income – life insurance mistake #3

0 comments

Posted on 15th April 2011 by Rita in Life Insurance |Life Insurance Mistakes

, , , , , , ,

life insurance mistakes

Undervaluing a spouse who is not bringing in any income. Until we stop to think and understand─ most of us do not realize how much the stay-at-home parent saves the family.

The amount of money needed to pay someone else to do the same things the stay-at-home parent does really adds up.. and fast! As explained in “What should a stay at home parent be paid?”


Note: This blog is designed for general information purposes only. All information presented on this site should not be interpreted as legal advice and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information. For legal and tax advice contact your attorney or tax adviser.

Rita Sollie, Direct Insurance Representative with North Coast Life Insurance Company (NCL). No gimmicks or schemes here, just genuine and honest service. We don’t sell insurance, we solve problems. I welcome the opportunity to show you what NCL can do for your Life Insurance and Financial needs.
View INSTANT Term-Life Quote: www.insureyourfamily.com
If you prefer to speak with a local financial representative, call or email your request and you will be connected with a representative in your area.
Contact info: Phone: 800.541.5858 Email: rita.sollie@nclife.com or Live Chat below.

Under-estimating your families life insurance need – life insurance mistake #2

0 comments

Posted on 14th April 2011 by Rita in Life Insurance |Life Insurance Mistakes

, , , , , , ,

life insurance mistakes

Under-estimating your families life insurance need. People often underestimate the amount they should purchase.  There are a number of on-line calculators to help with this.  My suggestion: use a North Coast Life Life Insurance Needs worksheet and the Life & Health Insurance Foundation for Education calculator.  When you would like to reseach this on your own.  But always speak with a qualified representative, who will be able to identify and assess needs you may not have thought about. Besides Licensed representatives can provide you with the best product options for your unique situation.

The Life Foundation asks two great questions help get you started with this very important need…

  1. How much will be needed at death to meet immediate obligations?
  2. How much future income is needed to sustain the household?

Note: This blog is designed for general information purposes only. All information presented on this site should not be interpreted as legal advice and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information. For legal and tax advice contact your attorney or tax adviser.

Rita Sollie, Direct Insurance Representative with North Coast Life Insurance Company (NCL). No gimmicks or schemes here, just genuine and honest service. We don’t sell insurance, we solve problems. I welcome the opportunity to show you what NCL can do for your Life Insurance and Financial needs.
View INSTANT Term-Life Quote: www.insureyourfamily.com
If you prefer to speak with a local financial representative, call or email your request and you will be connected with a representative in your area.
Contact info: Phone: 800.541.5858 Email: rita.sollie@nclife.com or Live Chat below.

Not Obtaining Any At All – life insurance mistake #1

0 comments

Posted on 13th April 2011 by Rita in Life Insurance |Life Insurance Mistakes

, , , , , ,

life insurance mistakes

When it comes to the subject of Life Insurance… by far the BIGGEST Mistake would be Not Obtaining  Any At All!

In tough times life insurance may be the only financial product that continues to do what it was designed to do… Provide for your family’s Financial Security!

Read: “When in Tough Times” for details.  (You may be surprised to know (more…)

Words of Wisdom from 2010

0 comments

Posted on 4th January 2011 by Rita in Life Insurance |Retirement and Estate Planning

, , , , , , , , ,

WiseOwl2010

 

Here you will find a collection of ‘Good Reads’ from the North Coast Life Insurance Blog for 2010. Wishing you a New Year filled with Peace, Prosperity and Happiness!


Starting a New Job? Leaving an Old Job? Have you contributed to a 401k Plan?
No Need to Fear the Life Insurance Talk
 
What should a Stay at Home Parent be Paid

Organize it… How to Store Your Life Insurance Policy & Other Crucial Paperwork
Leslie Bibb’s Real Life Story
Life Insurance for Single Adults. Is it Needed?
Have a Student heading to College?

Single Parents Guide to Estate Planning & Life Insurance
When in Tough Times…

 


Note: This blog is designed for general information purposes only. All information presented on this site should not be interpreted as legal advice and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information. For legal and tax advice contact your attorney or tax adviser.

Rita Sollie, Direct Insurance Representative with North Coast Life Insurance Company (NCL). No gimmicks or schemes here, just genuine and honest service. We don’t sell insurance, we solve problems. I welcome the opportunity to show you what NCL can do for your Life Insurance and Financial needs.
View INSTANT Term-Life Quote: www.insureyourfamily.com
If you prefer to speak with a local financial representative, call or email your request and you will be connected with a representative in your area.
Contact info: Phone: 800.541.5858 Email: rita.sollie@nclife.com or Live Chat below.

Organize it… How to Store Your Life Insurance Policy & Other Crucial Paperwork

1 comment

Posted on 14th September 2010 by Rita in 401k |Annuities |IRA |Life Insurance |Retirement and Estate Planning |TERM Life Insurance |WHOLE LIFE Insurance

, , , , , , , , , ,

Files to Organize your paperwork
You’ve done all the work on important issues… when it comes to protecting those you love. Now make sure all your documents are in safe keeping and that someone knows where to find these documents. One of the main reasons for your “think ahead planning” is to ease the burden to your love ones… so don’t over look the fact that someone needs to know where to find all the paperwork.

Commonly there will be 3 people with a set of your crucial documents: (more…)