Root Canal or Life Insurance Shopping?

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Posted on 10th May 2013 by Rita in Life Insurance

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get the best life insurance rates from your agent

Hmm is that an easy one for you to choose? I recently read that one in 5 Americans would rather have a root canal than look into their life insurance needs. This was a study done some time ago by the Life and Health Insurance Foundation for Education.

Yikes! – Really? A root canal over learning about your Life Insurance needs. Sad thing is I don’t think this statistic would be much different if done today

I get it….. Hard times continue for many Americans (myself included). People have to cut back on many living expenses to make ends meet. It’s unfortunate that most do not realize… In most cases for about the same or a little more than the cost of a night out at the movies, families are protected from the debt and financial lifestyle change following an unexpected loss of the income earner.

Getting through the initial loss, upset and grief is extremely difficult on it’s own… without the addition of how to pay for everyday living expenses and the expense of a funeral and/or medical bills etc.

Life Insurance gives loved ones the chance to regroup and time needed to heal after an unexpected loss. It also eliminates the added stress of how to pay the bills. Let your loved ones focus on healing during this most difficult time and preserve their lifestyle, instead of merely surviving.

I hope that all uninsured families will take the time and effort to learn about their life insurance needs and speak with a knowledgeable life insurance representative to help them understand what is best for their individual situation. To get started, you may want to begin reading blog posts on this subject. This will help you become familiar with the insurance process and industry. Here’s a great post on “How to prepare for the conversation with your life insurance agent” Find out what questions to ask during this conversation and the life insurance lingo.

When you are ready to have a discussion about an insurance policy, an independent insurance agent will be glad to go over any concerns and questions you may have. Or you are welcome to contact North Coast Life Insurance through our blog contact page to receive information you need about this important product.

You may be interested in:
Get the Best Insurance Rates from your Insurance Agent
6 Life-Style examples – When do I need Life Insurance
Are You Providing Protection for Your Child’s Future?


ABOUT NORTH COAST LIFE INSURANCE
Established in 1965 in Spokane, WA. North Coast Life Insurance Company (NCL) is focused on providing solutions for you and those you love most. Experience genuine personal service while receiving guidance on all your insurance needs.
Note: This blog is designed for general information purposes only. All information presented on this site should not be interpreted as legal advice and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information. For legal and tax advice contact your attorney or tax adviser.
Rita Sollie, Direct Insurance Representative with North Coast Life Insurance Company (NCL). Providing solutions for your financial needs. INSTANT Term-Life Quote: www.insureyourfamily.com
Prefer to speak with a local financial representative? Call or email your request and you will be connected with a representative in your area.
Contact info: Phone: 800.541.5858 Email: rita.sollie@nclife.com or Live Chat below.

Providing Higher Education with Life Insurance

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Posted on 28th September 2011 by Rita in FREE Consumer Guides |How To's of Life Insurance

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As parents we do all we can to provide our children with opportunities to succeed. If the unexpected occurs, the death benefit proceeds from a Life Insurance policy can be used to fund College or other higher educational schooling.

A 2012 Bloomberg report finds that the cost of college tuition has soared 12 fold in 30 years. The same report shares some grim news that this rate has outpaced the price of inflation on consumer goods, medical expense and food. Most of us know that College Tuition is expensive, but with these staggering findings it may put a bit more urgency in protecting this opportunity for our children.

When there is a policy in place to cover your child’s college tuition should there be a pre-mature death, the surviving spouse and child(ren) will not endure this financial burden. Many variations are available for obtaining college tuition insurance coverage. You may feel it is best to have this coverage from the time your child(ren) are born or you may decide it is better to have a term policy only during the time your child(ren) are in college.

What ever is best for your personal situation, talking with your insurance representative about the different options available is the first step. Continuing to provide opportunities of success for your children with life insurance proceeds can make one of the biggest differences in their lives.


Note: This blog is designed for general information purposes only. All information presented on this site should not be interpreted as legal advice and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information. For legal and tax advice contact your attorney or tax adviser.
Rita Sollie, Direct Insurance Representative with North Coast Life Insurance Company (NCL). No gimmicks or schemes here, just genuine and honest service. We don’t sell insurance, we solve problems. I welcome the opportunity to show you what NCL can do for your Life Insurance and Financial needs.
View INSTANT Term-Life Quote: www.insureyourfamily.com
If you prefer to speak with a local financial representative, call or email your request and you will be connected with a representative in your area.
Contact info: Phone: 800.541.5858 Email: rita.sollie@nclife.com or Live Chat below.

How Does Life Insurance Protect?

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Posted on 11th July 2011 by Rita in Life Insurance |TERM Life Insurance |WHOLE LIFE Insurance

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8 Common ways Life Insurance protects:

Life Insurance provides for unexpected & preplanned Funeral/Final Expenses.Funerals are more expensive then you may realize. Many sources agree… Funerals are considered one of the most expensive purchases many consumers will make. (view Federal Trade Commission – Facts for consumers).

Life Insurance provides for Additional Fundsto be available. Used to pay the mortgage or other (more…)