Undervalue a Spouse who does not provide income – life insurance mistake #3

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Posted on 15th April 2011 by Rita in Life Insurance |Life Insurance Mistakes

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life insurance mistakes

Undervaluing a spouse who is not bringing in any income. Until we stop to think and understand─ most of us do not realize how much the stay-at-home parent saves the family.

The amount of money needed to pay someone else to do the same things the stay-at-home parent does really adds up.. and fast! As explained in “What should a stay at home parent be paid?”


Note: This blog is designed for general information purposes only. All information presented on this site should not be interpreted as legal advice and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information. For legal and tax advice contact your attorney or tax adviser.

Rita Sollie, Direct Insurance Representative with North Coast Life Insurance Company (NCL). No gimmicks or schemes here, just genuine and honest service. We don’t sell insurance, we solve problems. I welcome the opportunity to show you what NCL can do for your Life Insurance and Financial needs.
View INSTANT Term-Life Quote: www.insureyourfamily.com
If you prefer to speak with a local financial representative, call or email your request and you will be connected with a representative in your area.
Contact info: Phone: 800.541.5858 Email: rita.sollie@nclife.com or Live Chat below.

Under-estimating your families life insurance need – life insurance mistake #2

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Posted on 14th April 2011 by Rita in Life Insurance |Life Insurance Mistakes

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life insurance mistakes

Under-estimating your families life insurance need. People often underestimate the amount they should purchase.  There are a number of on-line calculators to help with this.  My suggestion: use a North Coast Life Life Insurance Needs worksheet and the Life & Health Insurance Foundation for Education calculator.  When you would like to reseach this on your own.  But always speak with a qualified representative, who will be able to identify and assess needs you may not have thought about. Besides Licensed representatives can provide you with the best product options for your unique situation.

The Life Foundation asks two great questions help get you started with this very important need…

  1. How much will be needed at death to meet immediate obligations?
  2. How much future income is needed to sustain the household?

Note: This blog is designed for general information purposes only. All information presented on this site should not be interpreted as legal advice and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information. For legal and tax advice contact your attorney or tax adviser.

Rita Sollie, Direct Insurance Representative with North Coast Life Insurance Company (NCL). No gimmicks or schemes here, just genuine and honest service. We don’t sell insurance, we solve problems. I welcome the opportunity to show you what NCL can do for your Life Insurance and Financial needs.
View INSTANT Term-Life Quote: www.insureyourfamily.com
If you prefer to speak with a local financial representative, call or email your request and you will be connected with a representative in your area.
Contact info: Phone: 800.541.5858 Email: rita.sollie@nclife.com or Live Chat below.

Not Obtaining Any At All – life insurance mistake #1

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Posted on 13th April 2011 by Rita in Life Insurance |Life Insurance Mistakes

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life insurance mistakes

When it comes to the subject of Life Insurance… by far the BIGGEST Mistake would be Not Obtaining  Any At All!

In tough times life insurance may be the only financial product that continues to do what it was designed to do… Provide for your family’s Financial Security!

Read: “When in Tough Times” for details.  (You may be surprised to know (more…)

What is… the Gift of LOVE?

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Posted on 9th February 2011 by Rita in Life Insurance |TERM Life Insurance |WHOLE LIFE Insurance

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Valentine Gift of Love

Looking for that Extra Special Valentine’s Day Gift?

How about Giving the gift of Love this Valentines Day!

A Real expression of Love to those you care about the most.

Something that shows loved ones you care so much that you’ve made plans to provide for them… in your absence.

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Getting hitched? One detail you may have missed.

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Posted on 20th January 2011 by Rita in Life Insurance |TERM Life Insurance

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Newly Weds

Spring and summer are just around the corner, so what does that mean? Weddings will be in full force. It is the unofficial season for Weddings when the weather does a turn from cold and dreary to warm and sunshiny. Engaged couples have many details to think about for their up-coming ceremony. Working out the budget, picking out the wedding party and guests to reserving the venues and hiring various people to help make this your unforgettable day.

Wow! This can be beyond overwhelming. Thank goodness there are many websites available to help you keep this planning process organized.

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