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Why final expense life insurance?
In a nutshell… Final Expense Life Insurance is all about freeing your family and loved ones from the expenses they acquire at the time of your death.
For many of us, this is one of the most distasteful subjects to think about, much less plan for. Imagine for a moment, your loved ones having to plan your funeral with out knowledge of your wishes. Than imagine their struggles to come up with the money for your final expenses while going through a very difficult time. Final Expense Life Insurance can relieve your loved ones from this financial burden, while allowing them to focus on the issues that matter most when a loved one dies.
Providing your loved ones with a benefit and removing a burden is (more…)
What is it that would be the most unforgettable and thoughtful gift you can give? Well it isn’t something purchased, or craft together with your creative talents. It is time and thoughtfulness you give to another person as LOVE. This is why the handmade coupons for a Free foot-rub or back massage are so popular and appreciated. You are giving your time and love to the other person. Don’t we all appreciate it when we know someone has thought about us for sometime and it didn’t become clear to you until much later, how much effort this person (more…)
Funerals: One of those subjects no one likes to think about, especially when it is our own. On the other hand; If it’s hard for you to think about funerals, imagine your loved ones having to plan your funeral with out knowledge of your wishes and struggling to come up with the funds to pay for your final arrangements. The last thing anyone wants to think about after they lose a loved one is how to pay for all the final arrangements.
Coping with the grief of death is hard enough without having to worry about
final arrangement expenses.
When Final Expense Life Insurance is in place it helps ease the financial burdens of final arrangements by paying for the many costs associated with final arrangements, while allowing loved ones to focus on the issues that matter most when a death occurs.
Having a Final Expense Insurance policy means you are covered for your entire lifetime. Premiums and benefits are guaranteed to remain the same as long as the whole life policy is in effect and premiums paid. This type of insurance is affordable, has a simplified underwriting process, builds cash value and available in a variety of face values.
North Coast Life’s final expense policies are available in face amounts ranging from $2,500 up to a maximum of $25,000. These face amounts are less than a standard life insurance policy, because the main purpose of these policies are to cover final expenses (funeral). Final Expense policies are NOT intended to cover ongoing living costs, college, large debt or retirement funding for beneficiaries. (click for product brochure)
Will my coverage change? No, your policy is guaranteed to stay the same
Can my premiums change as I get older? No, your premiums are guaranteed to stay the same, and your policy stay with you for a lifetime.
Is the policy guaranteed to my satisfaction? You have a no risk 30-day free look money-back-guarantee.
Can the policy be canceled? NCL insurance company cannot cancel your policy except in the case of fraud or failure of premium payment.
ABOUT NORTH COAST LIFE INSURANCE
Established in 1965 in Spokane, WA. North Coast Life Insurance Company (NCL) is focused on providing solutions for you and those you love most. Experience genuine personal service while receiving guidance on all your insurance needs.
Note: This blog is designed for general information purposes only. All information presented on this site should not be interpreted as legal advice and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information. For legal and tax advice contact your attorney or tax adviser.
Rita Sollie, Direct Insurance Representative with North Coast Life Insurance Company (NCL). Providing solutions for your financial needs. INSTANT Term-Life Quote: www.insureyourfamily.com
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8 Common ways Life Insurance protects:
Life Insurance provides for unexpected & preplanned Funeral/Final Expenses.Funerals are more expensive then you may realize. Many sources agree… Funerals are considered one of the most expensive purchases many consumers will make. (view Federal Trade Commission – Facts for consumers).
Life Insurance provides for Additional Fundsto be available. Used to pay the mortgage or other (more…)
You may have heard of the term “Final Expense” Life Insurance, wondered how this product differs from traditional insurance coverage and if this affects you? If so – you’re in luck… I believe it is important for you to know the difference in order for you to make the best decision when it comes to protecting your family and loved ones, so lets dive into this one a little bit here.
Being somewhat self-explanatory – “Final Expense” life insurance covers the cost of (more…)