Posted on 7th February 2014 by Rita in Life Insurance |TERM Life Insurance |WHOLE LIFE Insurance

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Awe Valentines Day! A wonderful opportunity to celebrate those you love. And not just your significant other. Include the whole family in this fun and celebrate those you love. There are so many ways to make small or big gestures of heartfelt fun on this occasion. Valentines gifts bring smiles and joy to those who mean the most to you.

Traditional Gifts are in abundance: Cards, Love Letters, Sweet Treats and Games. Or how about Romantic Dinners, Jewelery and Trips to celebration your love. There are even some fun (more…)

Christmas Giving, Love and Laughter


Posted on 21st December 2012 by Rita in NCL News & Events

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merry Christmas

During the giving season, I love hearing about all the wonderful Spirit of Giving stories. This time of year is so hard on many of us that it takes some extra oomph to get through the season. For me hearing about (more…)

Giving Spirit all year long…


Posted on 23rd December 2011 by Rita in NCL News & Events

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merry christmas happy hanukkah

Wouldn’t it be amazing if the Giving Spirit was practiced all year long?

For Christmas every year the North Coast Life Insurance home office pulls names for our gift giving. The fun part is the twist to our gift giving… the persons name drawn from the hat receives a toy from you. This toy usually is related in some way the to recipients personality. We all have fun and a good laugh seeing what each other has received… but of course we don’t keep these toys for ourselves they go directly to our local Toys for Tots organization.

Here’s a challenge (resolution, awakening, kindle, stir, spark, fire-up) I offer you for this next year. (more…)

How to support your favorite Charity with Life Insurance


Posted on 22nd August 2011 by Rita in FREE Consumer Guides |How To's of Life Insurance |Life Insurance

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support your favorite charity with life insuranceWishing you could do more for the charities you love and support? Have you considered using life insurance as a charitable gift? It may be wise for some donors to consider using their life insurance policy as an effective and convenient means in providing their support.

In most cases a relatively small annual premium will bring in a significant death benefit at the donor’s death, which in-turn provides a substantial gift to the donors chosen charity. This may turn out to be a much more abundant gift than a donor is able to provide with other assets.

As with almost all life insurance policies, the benefits will not be subject to delays in probate or be reduced due to estate or income taxes. Compared to other assets a donor may have. In addition, the death benefit of a life insurance policy is less likely to be contested by the donor’s beneficiaries.

In many cases, the charity receiving a gifted life insurance policy will have less administration tasks involved compared to receiving other assets, such as real estate or business interests. An added benefit for charities when a donor is going to gift a whole life – life insurance policy. A charity can take advantage of the cash values in a policy through loans or withdrawals, while the donor is living.

If you currently have a life insurance policy and would like to gift part or all of the benefits to your favorite charity… in most cases it is fairly easy to do. Simply complete the transfer or change of beneficiary forms with the life insurance company that your policy is with.

Methods Available for Gifting Life Insurance Benefits:

  • Charitable Giving Riders
  • Policy Donations
  • Naming a Charity as Beneficiary
  • Gifting Policy Dividends

For more information on Final Expense insurance, contact North Coast Life, your insurance agent or financial representative. Need help finding a local representative? Call 800-541-5858 or send your request through our contact page via our website. Questions welcome via social media.

Note: This blog is designed for general information purposes only. All information presented on this site should not be interpreted as legal advice and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information. For legal and tax advice contact your attorney or tax adviser.
Rita Sollie, Direct Insurance Representative with North Coast Life Insurance Company (NCL). No gimmicks or schemes here, just genuine and honest service. We don’t sell insurance, we solve problems. I welcome the opportunity to show you what NCL can do for your Life Insurance and Financial needs.
View INSTANT Term-Life Quote: www.insureyourfamily.com
If you prefer to speak with a local financial representative, call or email your request and you will be connected with a representative in your area.
Contact info: Phone: 800.541.5858 Email: rita.sollie@nclife.com or Live Chat below.

Gifts for the Graduate in your life…


Posted on 8th June 2011 by Rita in Life Insurance |TERM Life Insurance

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High School Graduation Season is in Full Swing. Such an exciting time for all the Graduates. Getting recognized for a Job Well Done! A new found freedom and adventures soon await them. This time can bring a roller coaster of emotions for the graduate and you alike.

Graduation is one of the biggest time’s in life for receiving gifts… (Next to Christmas, Birthdays and Weddings). Everyone wishing the graduate well on the their next chapter in life and giving gifts of cash or items needed for college and living on their own in the years ahead. How about giving the gift that with help ensure your Graduates Future? Having your future ensured… sounds like something any person would like… not only Graduates. What can provide a strong personal financial situation? Life Insurance is the one product to provide all of this and more. (more…)