What is an Annuity?

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Posted on 23rd February 2012 by Rita in 401k |Annuities |Retirement and Estate Planning

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An annuity is a type of insurance product that can provide income you cannot outlive. Generally used as part of a retirement strategy, annuities are able to provide a steady stream of income, making it a popular choice among investors.

Here’s how an annuity works: (more…)

Starting a new job? Leaving an old job? Have you contributed to a 401k plan?

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Posted on 10th December 2010 by Rita in 401k |IRA |Retirement and Estate Planning

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Retirement Options

If so… you have four options when leaving an employer where you have contributed to their 401k plan.

  1. Keep it in your current plan

  2. Transfer current 401k plan to new 401k plan with new employer

  3. Cash out your 401k

  4. Rollover – Move it to another qualified retirement account.

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Retirement Planning and Life Insurance…

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Posted on 26th February 2010 by Rita in Retirement and Estate Planning

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3 ways they work together – to put you ahead.

When setting your retirement goals, have you thought… “If I should die before those, who depend on me… will there be enough savings for them?”

Here we will understand importance of incorporating life insurance with your retirement plan in order to give you and your family the comprehensive safety net in the event of premature death or disability. As stated on the LIFE Foundation blog: “A retirement plan without insurance is just (more…)

Annuities are nothing new

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Posted on 22nd December 2009 by Rita in Annuities

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Did you know that Annuity contracts can be traced all the way back to Roman times?Apparently during the Roman times they were know as annua, or “annual stipends” in Latin. Roman citizens could enter into this contract known as an annua, which would promise the individual a stream of payments for a fixed amount of time or possibly for life.

Annuities are gaining back their popularity these days with the Obama administration encouraging (more…)

Roth IRA Conversion

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Posted on 17th September 2009 by Rita in 401k |IRA |Retirement and Estate Planning

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This just may be what your 401k needs.

2010 will be here before we know it. With all the uncertainty that we are experiencing these days within the financial realm one thing that IS CERTAIN pertains to the Roth IRA. The 2010 conversion period is just around the corner. To help with understanding what your options are and the NEW 2010 (more…)