What does Longer Life Expectancy Mean for You?

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Posted on 28th September 2012 by Rita in Annuities |Retirement and Estate Planning

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Technological and medical breakthroughs seem to be continually moving at a rapid pace today, when compared to 10 years ago. With all this new development, people are living healthier and longer. I recently saw a headline: “HIV -patients’ life expectancy rises” and read the article “How Long Do You Want to Live?” via: The New York Times – Sunday Review. Which re-enforces we are not only living longer but, also living longer and better with disease.

Many of us can expect to live to a ripe old age, what does this all mean for you personally in terms of retirement? Planning for this time of our lives has become increasingly important. The nest egg you may have stashed away for retirement years can fall short if it was not designed to last somewhere between (more…)

Do You Need a Beneficiary Review?

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Posted on 18th July 2012 by Rita in Retirement and Estate Planning

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Who will receive your assets at the time of your death? We’re talking life insurance, annuities, retirement plan accounts and other assets. Did you know that contracts left to deceased individuals or ex-spouses is one of the most common beneficiary mistakes made? Another important note is beneficiary designations trump a will.

Reviewing the beneficiaries on your contracts is your assurance that many of your assets will be (more…)

Is your Retirement Savings Hidden?

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Posted on 16th April 2012 by Rita in Annuities

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hide your money is it best?

Hidden away life savings… Where is your Retirement Money? Would you answer: Mattress, cookie jar, in a coffee can buried in the back yard… or would you say it’s in Investments, 401k and/or annuities.

No doubt there are many different possibilities an individual can utilize for saving money. Learning all your options before choosing an investment plan, usually is the smartest way to go about this task.

I wanted to share a story about an 80-year-old man who kept his life savings (more…)

Words of Wisdom from 2010

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Posted on 4th January 2011 by Rita in Life Insurance |Retirement and Estate Planning

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WiseOwl2010

 

Here you will find a collection of ‘Good Reads’ from the North Coast Life Insurance Blog for 2010. Wishing you a New Year filled with Peace, Prosperity and Happiness!


Starting a New Job? Leaving an Old Job? Have you contributed to a 401k Plan?
No Need to Fear the Life Insurance Talk
 
What should a Stay at Home Parent be Paid

Organize it… How to Store Your Life Insurance Policy & Other Crucial Paperwork
Leslie Bibb’s Real Life Story
Life Insurance for Single Adults. Is it Needed?
Have a Student heading to College?

Single Parents Guide to Estate Planning & Life Insurance
When in Tough Times…

 


Note: This blog is designed for general information purposes only. All information presented on this site should not be interpreted as legal advice and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information. For legal and tax advice contact your attorney or tax adviser.

Rita Sollie, Direct Insurance Representative with North Coast Life Insurance Company (NCL). No gimmicks or schemes here, just genuine and honest service. We don’t sell insurance, we solve problems. I welcome the opportunity to show you what NCL can do for your Life Insurance and Financial needs.
View INSTANT Term-Life Quote: www.insureyourfamily.com
If you prefer to speak with a local financial representative, call or email your request and you will be connected with a representative in your area.
Contact info: Phone: 800.541.5858 Email: rita.sollie@nclife.com or Live Chat below.

Starting a new job? Leaving an old job? Have you contributed to a 401k plan?

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Posted on 10th December 2010 by Rita in 401k |IRA |Retirement and Estate Planning

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Retirement Options

If so… you have four options when leaving an employer where you have contributed to their 401k plan.

  1. Keep it in your current plan

  2. Transfer current 401k plan to new 401k plan with new employer

  3. Cash out your 401k

  4. Rollover – Move it to another qualified retirement account.

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