Life Insurance is a financial product that has proven to hold its Financial Value. Can you say that about your other investments?
When in tough times – More Than Ever – Life Insurance is needed! Why? You may ask…Life Insurance remains unaffected while the financial lives of so many people may look dreary. Life Insurance continues to do what it was designed to do – Provide For Your Family’s Financial Security. If you own a term life policy, the death benefit paid is the same today as it was 2 weeks, 2 months or 2 years ago. If you own a whole life policy, your death benefit is also guaranteed, and your cash values have actually grown. Whatever type of insurance you own or intend to obtain, you can be certain that you have provided the stability needed for the unexpected.
When meeting everyday living expenses is a challenge – it is easy to think that cutting back by foregoing your life insurance policy now would make sense. In reality, that may be one of the worst financial moves you could ever make. Coverage is more important today than it was a year ago if your financial life is not what it used to be. Furthermore, if you drop coverage now and decide to obtain a policy at a later date, you’ll likely be asked to take another health exam. You will be older, your health may not be the same as it was, and you may find it harder to qualify for coverage at an affordable rate.
Considering the fact that your income is putting food on the table and keeping a roof over your loved ones… Have you thought? If you should die tomorrow in an unfortunate circumstance, your life insurance policy is what your loved ones would rely on to provide for their living expenses. While it may seem difficult to look beyond your monthly bills during difficult times, you should maintain your current life insurance, consider additional coverage or obtain coverage for the future financial security of your loved ones.
Bottom line, Life Insurance Works!
Note: This blog is designed for general information purposes only. All information presented on this site should not be interpreted as legal advice and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information. For legal and tax advice contact your attorney or tax adviser.
Rita Sollie, Direct Insurance Representative with North Coast Life Insurance Company (NCL). No gimmicks or schemes here, just genuine and honest service. We don’t sell insurance, we solve problems. I welcome the opportunity to show you what NCL can do for your Life Insurance and Financial needs.
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