Why Final Expense Life Insurance?

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Posted on 1st March 2012 by Rita in Final Expense |Life Insurance

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whole life final expense insurance<< click image for your FREE printable Final Expense brochure.

Why final expense life insurance?

In a nutshell… Final Expense Life Insurance is all about freeing your family and loved ones from the expenses they acquire at the time of your death.

For many of us, this is one of the most distasteful subjects to think about, much less plan for. Imagine for a moment, your loved ones having to plan your funeral with out knowledge of your wishes. Than imagine their struggles to come up with the money for your final expenses while going through a very difficult time. Final Expense Life Insurance can relieve your loved ones from this financial burden, while allowing them to focus on the issues that matter most when a loved one dies.

Providing your loved ones with a benefit and removing a burden is the very reason you may need final expense life insurance, (aka: burial insurance).

 In most cases final expense life insurance is permanent coverage. Unlike ‘term insurance’, which gives you coverage for a predetermined time period . Whole life insurance is a life insurance policy that remains in force for the insured’s whole life, as long as premiums are paid.

Simplified underwriting is generally done for Final Expense products, which in-turn means this can be the solution if you do not qualify for the traditional term life insurance products. Final Expense products are NOT designed to be income replacement coverage. If you would like to provide income replacement for your loved ones you will need to seek out a different type of life insurance product. Consulting with a financial professional about your life insurance needs is one of the best ways to plan the proper coverage for your loved ones.

Never forget: it is always, always best to have some than none at all. Feel free to contact myself or North Coast Life Insurance Company with any of your insurance questions. We are always more than happy to do so.


Note: This blog is designed for general information purposes only. All information presented on this site should not be interpreted as legal advice and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information. For legal and tax advice contact your attorney or tax adviser.

Rita Sollie, Direct Insurance Representative with North Coast Life Insurance Company (NCL). No gimmicks or schemes here, just genuine and honest service. We don’t sell insurance, we solve problems. I welcome the opportunity to show you what NCL can do for your Life Insurance and Financial needs.
View INSTANT Term-Life Quote: www.insureyourfamily.com
If you prefer to speak with a local financial representative, call or email your request and you will be connected with a representative in your area.
Contact info: Phone: 800.541.5858 Email: rita.sollie@nclife.com or Live Chat below.

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