Life Insurance Policy Lapse – Now What?

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Posted on 19th December 2013 by Rita in Life Insurance |TERM Life Insurance |WHOLE LIFE Insurance

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life insurance lapsed what to do

Consequences of letting your life insurance policy lapse and what you can to do if your policy has lapsed…

First let’s go over what it means when a life insurance policy has lapsed? It means the policy is no longer in effect. The policy ended or expired when a policyholder stops making premium payments. This also means your beneficiaries are no longer entitled to the death benefits from the life insurance policy, simply because there is no insurance policy. Without a life insurance policy, you may be leaving (more…)

Newlyweds Financial To Do List

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Posted on 24th July 2013 by Rita in FREE Consumer Guides

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newlywed financial to do list

There are many details newlyweds need to tend to after the wedding excitement dies down. Since the majority of newlyweds are combining households and finances a financial to do list is a must. Below you will find a list for this task, you can also click on the image (left) if you would like to print it out.

Change Beneficiaries: If you want your spouse to own these assets should something happen to you It would be wise to go through all of your insurance policies (LIFE, health, auto, home owners), investment accounts, savings accounts, 401(k) plans, IRAs, and any other accounts and (more…)

Hoopfest Spokane 2013

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Posted on 27th June 2013 by Rita in NCL News & Events

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hoopfest spokane

Preparations have begun for one of the busiest weekends in Downtown Spokane.

Join North Coast Life in celebrating the Biggest and the Best 3-on-3 street basketball tournament in the world. June 29 – 30 in downtown Spokane, WA.

Spokane will welcome OVER 7,000 Teams
27,000 Players
3,000 Volunteers
200,000 Fans

There will be over 450 courts on 42 city blocks with this 2 day event. Visit the Hoopfest Website for all the information you want to know… Plan your stay, sign up to play/volunteer, track the teams and much, much more.

Even if you are not the basketball enthusiast type there is so much going on during this event. Like concerts, shopping, food and interactive entertainment. Plenty of exciting things happening to entertain the whole family. Spokane’s River Front Park will have the regular activities and attractions during this high energy weekend.

So get out there and Enjoy the weekend…. don’t forget the sunscreen it’s going to be a hot one!


ABOUT NORTH COAST LIFE INSURANCE
Established in 1965 in Spokane, WA. North Coast Life Insurance Company (NCL) is focused on providing solutions for you and those you love most. Receive genuine personal service and guidance on all your insurance needs.
Note: This blog is designed for general information purposes only. All information presented on this site should not be interpreted as legal advice and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information. For legal and tax advice contact your attorney or tax adviser.
Rita Sollie, Direct Insurance Representative with North Coast Life Insurance Company (NCL). Providing solutions for your financial needs. INSTANT Term-Life Quote: www.insureyourfamily.com
Prefer to speak with a local financial representative? Call or email your request and you will be connected with a representative in your area.
Contact info: Phone: 800.541.5858 Email: rita.sollie@nclife.com or Live Chat below.

Do you have your “Replacement Income” Set Up?

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Posted on 11th June 2013 by Rita in FREE Consumer Guides |How To's of Life Insurance |Life Insurance

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Single income or double income household? Which ever your case is, have you thought about what would happen if this income was no longer available? Most likely it would be devastating. Very few of us take time to think about what will happen if the an income earner dies. It is not one of the most pleasant tasks in life but it is a necessary one.

If others depend on your income, proper planning is a MUST and will remove the financial devastation for your loved ones. With others depending on you it would be wise to take some time and learn about protecting the loss of income through life insurance. It may surprise you, that with relatively a small annual premium you can give an effective means of financial support for your loved ones.

 Providing for your loved ones… may be one of the most important investments you will ever make.

Life insurance is one of those very important purchases you make during your lifetime. If a tragedy happens, life insurance proceeds can help replace lost income. With the right insurance coverage your loved ones will not worry about their immediate and future finances. Life insurance serves as the foundation for a family’s financial security and is one of the few things that will give assurance during a difficult time.

One Income Family: When the family’s main breadwinner dies, the survivors still have living expenses and possibly other debt. With a one income family it is essential that the main breadwinner have enough life insurance to cover the missing income.

Two Income Family: If one of the income earners in a two income family dies, the amount of life insurance needed should equal the amount of the lost income in order to support the same standard of living. Life insurance is an invaluable way to protect the future income needs of your family.

Speak with an agent to learn about the options available to you. Agents are trained to evaluate your needs, offer unbiased advice and support during difficult times. Independent agents will be able to access insurance coverage from multiple carriers, which in-turn provides you with the best options for prices and savings.


ABOUT NORTH COAST LIFE INSURANCE
Established in 1965 in Spokane, WA. North Coast Life Insurance Company (NCL) is focused on providing solutions for you and those you love most. Experience genuine personal service while receiving guidance on all your insurance needs.
Note: This blog is designed for general information purposes only. All information presented on this site should not be interpreted as legal advice and the author assumes no responsibility or liability for the actions taken or not taken by the readers based upon such information. For legal and tax advice contact your attorney or tax adviser.
Rita Sollie, Direct Insurance Representative with North Coast Life Insurance Company (NCL). Providing solutions for your financial needs. INSTANT Term-Life Quote: www.insureyourfamily.com
Prefer to speak with a local financial representative? Call or email your request and you will be connected with a representative in your area.
Contact info: Phone: 800.541.5858 Email: rita.sollie@nclife.com or Live Chat below.

Mom’s You Are the BEST!

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Posted on 10th May 2013 by Rita in NCL News & Events

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get the best life insurance rates from your agent

 

Thank you, for your caring heart, loving hands, many pearl’s of wisdom, your grace, patience, encouragement and most of all your LOVE.

To all Mom’s Have a Wonderful Mother’s Day!